ATMs can also be used for 'these works' apart from withdrawing money
Monday - January 13, 2020 2:06 pm ,
Category : WTN SPECIAL
Take advantage of all the facilities of ATM
Do many works related to the bank without going to the bank through ATM
JAN 13 (WTN) - You must have an account with some bank. At the same time, if you have a bank account, then you must also be using the ATM card i.e. Debit Card. But it has been seen that ATM consumers mostly use the ATM card to withdraw cash or check the balance. But for your information, let us know that apart from withdrawing cash and checking the balance from the ATM, you can do much other important work for which you have to go to the bank.
Actually, there are many such tasks related to the bank, for which you have to line up in the bank. But instead of keeping yourself it in a queue, you can do it in seconds by going to the ATM. For your information, let us know that you can do many tasks like bank FDs, tax deposits and bill payments, only through ATMs without going to the bank. Explain that you can also pay your income tax very easily through ATM. Actually, till now income tax is paid from the income tax department website or a third-party website, but now this facility is also being available at ATMs.
Let us know to pay income tax through ATM, first, you have to register yourself in your bank's website or branch and only then you can pay the tax through ATM. After making tax payment through ATM, the money is deducted from the user's account and a CIN number is issued and the challan can be printed through the CIN from the bank's website 24 hours after the tax is deposited.
You can also open an FD through ATM. Explain that till now the facility of opening an FD was available only in the bank branch, but now after opening the process of choosing the option of FD from the menu in the screen through ATM and choosing other options including the amount and time period, you can open your FD.
At the same time, you can also deposit the insurance policy premium through the ATM. Explain that for this, banks have tied up with insurance companies like LIC, HDFC Life and SBI Life. Customers of these three companies can pay insurance policies through ATMs. You can pay the insurance policy after filling all the information sought to pay the insurance policy through ATM.
For your information, let us know that now you can apply for personal loans also through ATM. At the same time, you do not need to go to use phone banking facility or branch. Explain that many private banks offer pre-approved personal loans to their customers only through ATMs and this loan can be withdrawn through ATMs. How much loan the consumer can get from the bank is calculated through advanced analytics.
If you need a checkbook, then you have to go to the bank branch for a checkbook request, but now you can request a checkbook only through ATM. Explain that if you are a consumer of SBI Bank, you can go to SBI ATM and apply for a new checkbook. After applying for a checkbook through ATM, the checkbook will be delivered to the registered address in your bank.
On the other hand, if you want to transfer money to an account, you can also do this through ATM. However, to avail this facility, you have to go online or in the branch and then register the account from which the amount is transferred. Explain that only 40,000 rupees can be transferred from an ATM. However, money can be transferred more than once a day.
One of the facilities available from ATMs is the facility of cash deposit. Many banks in the country have installed cash deposit machines along with their ATMs. Through these cash deposit machines, you can also deposit money into your account. However, only 49,900 rupees can be deposited through a machine at a time and that too in the form of 2000, 500, 100 and 50 rupee notes.
Gas, electricity, telephone, and other bills can also be paid through ATMs. But before paying the bill, you have to register yourself on the bank's website. At the same time, prepaid mobile connections can also be recharged through ATMs. Not only this, but you can also donate to any temple or charitable trust through ATM.
JAN 13 (WTN) - You must have an account with some bank. At the same time, if you have a bank account, then you must also be using the ATM card i.e. Debit Card. But it has been seen that ATM consumers mostly use the ATM card to withdraw cash or check the balance. But for your information, let us know that apart from withdrawing cash and checking the balance from the ATM, you can do much other important work for which you have to go to the bank.
Actually, there are many such tasks related to the bank, for which you have to line up in the bank. But instead of keeping yourself it in a queue, you can do it in seconds by going to the ATM. For your information, let us know that you can do many tasks like bank FDs, tax deposits and bill payments, only through ATMs without going to the bank. Explain that you can also pay your income tax very easily through ATM. Actually, till now income tax is paid from the income tax department website or a third-party website, but now this facility is also being available at ATMs.
Let us know to pay income tax through ATM, first, you have to register yourself in your bank's website or branch and only then you can pay the tax through ATM. After making tax payment through ATM, the money is deducted from the user's account and a CIN number is issued and the challan can be printed through the CIN from the bank's website 24 hours after the tax is deposited.
You can also open an FD through ATM. Explain that till now the facility of opening an FD was available only in the bank branch, but now after opening the process of choosing the option of FD from the menu in the screen through ATM and choosing other options including the amount and time period, you can open your FD.
At the same time, you can also deposit the insurance policy premium through the ATM. Explain that for this, banks have tied up with insurance companies like LIC, HDFC Life and SBI Life. Customers of these three companies can pay insurance policies through ATMs. You can pay the insurance policy after filling all the information sought to pay the insurance policy through ATM.
For your information, let us know that now you can apply for personal loans also through ATM. At the same time, you do not need to go to use phone banking facility or branch. Explain that many private banks offer pre-approved personal loans to their customers only through ATMs and this loan can be withdrawn through ATMs. How much loan the consumer can get from the bank is calculated through advanced analytics.
If you need a checkbook, then you have to go to the bank branch for a checkbook request, but now you can request a checkbook only through ATM. Explain that if you are a consumer of SBI Bank, you can go to SBI ATM and apply for a new checkbook. After applying for a checkbook through ATM, the checkbook will be delivered to the registered address in your bank.
On the other hand, if you want to transfer money to an account, you can also do this through ATM. However, to avail this facility, you have to go online or in the branch and then register the account from which the amount is transferred. Explain that only 40,000 rupees can be transferred from an ATM. However, money can be transferred more than once a day.
One of the facilities available from ATMs is the facility of cash deposit. Many banks in the country have installed cash deposit machines along with their ATMs. Through these cash deposit machines, you can also deposit money into your account. However, only 49,900 rupees can be deposited through a machine at a time and that too in the form of 2000, 500, 100 and 50 rupee notes.
Gas, electricity, telephone, and other bills can also be paid through ATMs. But before paying the bill, you have to register yourself on the bank's website. At the same time, prepaid mobile connections can also be recharged through ATMs. Not only this, but you can also donate to any temple or charitable trust through ATM.
