People scare from the Coronavirus in India; IRDA instructs to insurance companies to bear the cost of treatment
Thursday - March 5, 2020 11:33 am ,
Category : WTN SPECIAL
Panic in India due to the Coronavirus infection
If one hospitalized for the treatment of the Coronavirus, then the insurance company to bear the cost of treatment
MARCH 05 (WTN) – The Coronavirus infection, spread from Wuhan city of China, has knocked over India after killing the hundreds of people in China. For your information, let us know that the number of Coronavirus infected patients in India has been 29 so far. Coronavirus infection, which has become an epidemic in China, is killing people in other countries of the world, including China. In addition to China, the Coronavirus has caused havoc in China's neighboring country South Korea, European country Italy, and West Asian country Iran. As far as India is concerned, no patient infected with the Coronavirus has died in India yet.
However, patients with Coronavirus are being treated in various hospitals in the country. Now, since the Coronavirus infection has entered India. It is natural that there is an atmosphere of fear among the people. People are afraid that if they get infected with the Coronavirus infection, will the insurance companies bear the cost of their treatment? In the midst of these questions, now, the IRDA (Insurance Regulatory and Development Authority) has issued a circular related to the treatment of the Coronavirus disease for insurance companies. For your information, let us know that IRDA has asked all insurance companies to make such policies, in which the cost of the treatment of the Coronavirus can also be covered.
If the insurance companies cover the cost of the treatment of the Coronavirus in India following the instructions of the IRDA, then for your information, let us know that India will be the first country to have insurance cover for the treatment after the Coronavirus infection. Let us tell you that while issuing the circulars on behalf of IRDA, it has been said that in order to fulfill the need of the health insurance, the insurance companies have been suggested that the insurance companies should prepare a policy that also includes the insurance cover of the treatment of patients infected with the Coronavirus. Not only this, but IRDA has also asked the insurance companies to ensure that causes related to COVID-19 can be disposed of immediately.
Here, after the issuance of IRDA circular for insurance companies to introduce insurance cover for the treatment of the Coronavirus infection disease, people have a question as to what are the conditions for getting insurance cover. So some insurance companies say that the patient's claim of the Coronavirus infection can be settled only when the patient remains hospitalized for 24 hours. But for your information, let us know that if the Coronavirus is declared an epidemic in India by the Government of India or the World Health Organization, then the amount of the insurance will not be available in it. Let us know that if a disease is declared an epidemic by the Government of India or the World Health Organization, then such disease is not covered under the health insurance policy.
So many insurance companies are willing to cover the Coronavirus under the coverage of insurance. It is natural that when a person infected with the Coronavirus is admitted to the hospital, the patient will get the amount of insurance under the hospitalization policy of the insurance company. Here, insurance companies say that they will try their best to settle the insurance coverage claim related to the Coronavirus as soon as possible. However, the insurance companies have not clarified that if the Coronavirus infected patient is kept in a separate medical center separate from the hospital, will he get the amount of the insurance cover or not?
MARCH 05 (WTN) – The Coronavirus infection, spread from Wuhan city of China, has knocked over India after killing the hundreds of people in China. For your information, let us know that the number of Coronavirus infected patients in India has been 29 so far. Coronavirus infection, which has become an epidemic in China, is killing people in other countries of the world, including China. In addition to China, the Coronavirus has caused havoc in China's neighboring country South Korea, European country Italy, and West Asian country Iran. As far as India is concerned, no patient infected with the Coronavirus has died in India yet.
However, patients with Coronavirus are being treated in various hospitals in the country. Now, since the Coronavirus infection has entered India. It is natural that there is an atmosphere of fear among the people. People are afraid that if they get infected with the Coronavirus infection, will the insurance companies bear the cost of their treatment? In the midst of these questions, now, the IRDA (Insurance Regulatory and Development Authority) has issued a circular related to the treatment of the Coronavirus disease for insurance companies. For your information, let us know that IRDA has asked all insurance companies to make such policies, in which the cost of the treatment of the Coronavirus can also be covered.
If the insurance companies cover the cost of the treatment of the Coronavirus in India following the instructions of the IRDA, then for your information, let us know that India will be the first country to have insurance cover for the treatment after the Coronavirus infection. Let us tell you that while issuing the circulars on behalf of IRDA, it has been said that in order to fulfill the need of the health insurance, the insurance companies have been suggested that the insurance companies should prepare a policy that also includes the insurance cover of the treatment of patients infected with the Coronavirus. Not only this, but IRDA has also asked the insurance companies to ensure that causes related to COVID-19 can be disposed of immediately.
Here, after the issuance of IRDA circular for insurance companies to introduce insurance cover for the treatment of the Coronavirus infection disease, people have a question as to what are the conditions for getting insurance cover. So some insurance companies say that the patient's claim of the Coronavirus infection can be settled only when the patient remains hospitalized for 24 hours. But for your information, let us know that if the Coronavirus is declared an epidemic in India by the Government of India or the World Health Organization, then the amount of the insurance will not be available in it. Let us know that if a disease is declared an epidemic by the Government of India or the World Health Organization, then such disease is not covered under the health insurance policy.
So many insurance companies are willing to cover the Coronavirus under the coverage of insurance. It is natural that when a person infected with the Coronavirus is admitted to the hospital, the patient will get the amount of insurance under the hospitalization policy of the insurance company. Here, insurance companies say that they will try their best to settle the insurance coverage claim related to the Coronavirus as soon as possible. However, the insurance companies have not clarified that if the Coronavirus infected patient is kept in a separate medical center separate from the hospital, will he get the amount of the insurance cover or not?
